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Your CU Store continues to be your one stop, affordable source for all credit union deposit and lending forms and disclosures. Your CU Store forms are designed to be easy to use, easy for your members to understand, fully-compliant and with your credit unions' best interest and protection in mind. As always, the forms are COMPLIANCE PROTECTED in conformity with all applicable laws and regulations.

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    — Open-End Program
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The Simply Legal lending solution is a complete package of forms designed to meet your credit union's needs to offer open- end and closed-end consumer loans (not real estate secured) to your members.  The program is offered in electronic PDF format with fillable fields.  The documents can be customized with you credit union logo and contact information.  The Simply Legal lending solution consists of the following forms:

Open-End Credit Agreement and Truth-in-Lending Disclosure
Form #SL01
This open-end note and disclsoure is uned to create a binding credit agreement. It outlines the specific terms and conditions of the loan and contains the disclosures required by the Truth in Lending Act.

Consumer Loan Application
Form #SL02
This application is for all consumer loans—open- and closed-end, including credit cards. It includes advance disclosures, with specific and consensual pledge of shares and is in compliance with Regulation Z.

Mini Loan Application
Form #SL03
This form is an abbreviated version of the Consumer Loan Application (Form #SL02) and can be used for both open-end and clsoed-end loans

Consumer Lending Advance Request Voucher
Form #SL04
This makes it easy for members to request advances under an open-end loan agreement.

Consumer Lending Guaranty Agreement
Form #SL06
This agreement will unconditionally obligate the guarantor/cosigner to the initial loan and any subsequent advances in accordance with the terms of the loan and security agreement. It is not intended to replace, but is used in conjunction with the “Notice to Cosigner” under California state law.

Consumer Lending Note and Disclosure Statement
Form #SL07
This closed-end note and disclosure binds members to the credit agreement, outlines terms of default, and contains the disclosure statement to cover all Regulation Z and Truth-in-Lending disclosure requirements.

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