REAL ESTATE LENDING
Deed of Trust
Form #4223
The closed-end deed of trust is the real property security instrument which secures the creedit union's interest in the real property when recorded in the county in which the property is located. This form is only available as part of the Equity Entrée Lending Program and is not sold individually
electronic
8-1/2” x 11”
Equal Housing Lender Sign
Form #4128
Lets members know that “We Do Business in Accordance With Federal Fair Lending Laws.” This information must be posted by state and federal credit unions offering real estate loans.
Sold Individually
8-1/2” x 14”
FEMA Standard Flood Hazard Determination
Form #4141
Required for all real estate loans. FEMA regulation requires this form to be completed to identify whether the home being used as security for a loan is in a flood area. This form is only available as part of the Equity Entrée Lending Program and is not sold individually.
electronic
8-1/2” x 11”
Holden Act Fair Lending Notice
Form #1208
In accordance with the 1977 Housing Financial Discrimination Act, state and federal credit unions must provide this notice to members applying for real estate loans.
2 part, NCR
100/pkg. Minimum order 100
8-1/2” x 11”
Holden Act Fair Lending Sign
Form #1209
In accordance with the 1977 Housing Financial Discrimination Act, state and federal credit unions that make real estate loans must display this sign.
Sold Individually
8-1/2” x 11”
Home Equity Deed of Trust (Open-End)
Form #4121
This deed of trust secures the credit union’s interest in the real property when recorded in the county in which the property is located. This form is only available as part of the Equity Entrée Lending Program and is not sold individually.
electronic
8-1/2” x 11”
Notice of Right to Cancel
Form #4119
When a security interest is taken in a consumer’s primary residence, this Notice of Right to Cancel (Rescind) is required by the Truth in Lending Act to be given to each consumer whose ownership interest will be subject to the security interest. It informs consumers of their right to cancel the loan transaction subject to the limitations provided by the Truth in Lending Act. Available only in electronic PDF or Word format and only offered as part of the Equity Entree Home Equity Loan Package.
PDF or Word document
8-1/2” x 14"
RESPA Service Transfer Disclosure
Form #4245
This disclosure is required to be given to your borrower when a first lien position is taken on real property, including with the Equity Entrée program It also complies with the Real Estate Settlement Procedures Act (RESPA) and meets format requirements of Regulation X.This form is only available as part of the Equity Entrée Lending Program and is not sold individually
electronic
8-1/2” x 14”
Right to Appraisal Report
Form #4115
Required by California State law and Regulation B, the Equal Credit Opportunity Act, this report informs members of their right to receive a copy of their appraisal. This form is only available as part of the Equity Entrée Lending Program and is not sold individually.
electronic
8-1/2” x 11”