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LENDING

Account Opening Disclosures
Form #7017
This form contains the disclosures required by the Truth in Lending Act for credit card accounts prior to conducting the first transaction
Available in electronic format only
8-1/2" x 11"

Application and Solicitation Disclosures
Form #7016
This form contains the disclosures required by the Truth in Lending Act for credit card applications, solicitations and pre-approval notices
Single-sided
Minimum order 100 and in increments of 10
8-1/2” x 11”

Authorization for Payoff & Demand for Termination Statement
Form #26
This form is used to authorize the credit union to pay off an existing lien on a member’s vehicle and direct the lienholder to release the title to the credit union
2 part, NCR;
100 pkg. Minimum order 100
8-1/2” x 6-1/2”

Credit Card Agreement
Form #7018
This agreement contains the terms and disclosures applicable to your credit card accounts based upon the information provided by your credit union. It can be designed in a variety of layout options
2 part NCR.
Minimum order 250
8-1/2" x 11" Custom Form.

Credit Card Application
Form #7015
This form is designed to obtain essential information from your member when applying for a credit card account. Language is available for both share-secured and unsecured credit card accounts.
Minimum order 250
14" X 8-1/2" flat and letter folds to 3-1/2" X 8-1/2"

Credit Score and Risk Based Pricing Disclosures
Form #4123
This form is designed to meet the Fair Credit Reporting Act disclosure requirements when, based on the borrower's credit report, a loan is made at less favorable terms than what is provided to other borrowers. The form(s) is available in electronic PDF format with fillable fields. Credit unions can choose from the following forms that meet the requirements of the Appendix H model forms:

B-1 Model form for risk-based pricing notice
B-2 Model form for account review risk-based pricing notice
B-3 Model form for credit score disclosure exception for credit secured by one to four units of residential real property
B-4 Model form for credit score disclosure exception for loans not secured by residential real property;
B-5 Model form for credit score disclosure exception for loans where credit score is not available.

Deed of Trust
Form #4223
The closed-end deed of trust is the real property security instrument which secures the creedit union's interest in the real property when recorded in the county in which the property is located. This form is only available as part of the Equity Entrée Lending Program and is not sold individually
electronic
8-1/2” x 11”

Equal Housing Lender Sign
Form #4128
Lets members know that “We Do Business in Accordance With Federal Fair Lending Laws.” This information must be posted by state and federal credit unions offering real estate loans.
Sold Individually
8-1/2” x 14”

Extension Agreement FCU 115
Form #491
This is a modification agreement used to reduce the monthly payment amount on a closed-end consumer loan (not real estate secured), resulting in an extended repayment period.
3 part, NCR;
50/pkg. Minimum order 50
8-1/2” x 11”

FEMA Standard Flood Hazard Determination
Form #4141
Required for all real estate loans. FEMA regulation requires this form to be completed to identify whether the home being used as security for a loan is in a flood area. This form is only available as part of the Equity Entrée Lending Program and is not sold individually.
electronic
8-1/2” x 11”

Holden Act Fair Lending Notice
Form #1208
In accordance with the 1977 Housing Financial Discrimination Act, state and federal credit unions must provide this notice to members applying for real estate loans.
2 part, NCR
100/pkg. Minimum order 100
8-1/2” x 11”

Holden Act Fair Lending Sign
Form #1209
In accordance with the 1977 Housing Financial Discrimination Act, state and federal credit unions that make real estate loans must display this sign.
Sold Individually
8-1/2” x 11”

Home Equity Deed of Trust (Open-End)
Form #4121
This deed of trust secures the credit union’s interest in the real property when recorded in the county in which the property is located. This form is only available as part of the Equity Entrée Lending Program and is not sold individually.
electronic
8-1/2” x 11”

Notice of Right to Cancel
Form #4119
When a security interest is taken in a consumer’s primary residence, this Notice of Right to Cancel (Rescind) is required by the Truth in Lending Act to be given to each consumer whose ownership interest will be subject to the security interest. It informs consumers of their right to cancel the loan transaction subject to the limitations provided by the Truth in Lending Act. Available only in electronic PDF or Word format and only offered as part of the Equity Entree Home Equity Loan Package.
PDF or Word document

8-1/2” x 14"

Notice to Co-Signer
Form #42
This form contains the notice required by both state and federal law to be provided to any co-signer on a consumer loan. It contains both the English and Spanish translation.
3 part, NCR.
100/pkg. Minimum order 100
5-1/2” x 8-1/2”

Notification of Action Taken and Statement of Reasons and/or Counteroffer
Form #118
This is an adverse action notice for both open-end and closed-end consumer loans. It also includes the required Equal Credit Opportunity Act notice
2 part, NCR;
50/pkg. Minimum order 50
8-1/2” x 11”

RESPA Service Transfer Disclosure
Form #4245
This disclosure is required to be given to your borrower when a first lien position is taken on real property, including with the Equity Entrée program It also complies with the Real Estate Settlement Procedures Act (RESPA) and meets format requirements of Regulation X.This form is only available as part of the Equity Entrée Lending Program and is not sold individually
electronic
8-1/2” x 14”

Right to Appraisal Report
Form #4115
Required by California State law and Regulation B, the Equal Credit Opportunity Act, this report informs members of their right to receive a copy of their appraisal. This form is only available as part of the Equity Entrée Lending Program and is not sold individually.

electronic
8-1/2” x 11”